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Protect Your Employees.
Maximize Your Budget.

Enhance your employee benefits package with affordable, high-impact plans like Accident, Critical Illness, Hospital, Disability, and Life coverage made easy.

Your one-stop shop for all your business needs

"Attract and retain top talent while ensuring employees feel valued, supported, and financially secure—all while leveraging potential tax advantages"

Medical and Supplemental plans

Offering a comprehensive benefits package has been proven to enhance employee loyalty, boost productivity, and strengthen your ability to attract and retain top talent—key elements for driving your company’s success. 

 

When paired with supplemental benefits such as accident, cancer, short-term disability, dental, vision, hospital indemnity, long-term care, and maternity coverage, you provide employees with added security and peace of mind during life’s unexpected moments. These benefits not only help ease financial stress during hardship but also show your genuine commitment to their well-being and overall quality of life.

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How do Pre-Tax plans provide my business savings?

We know saving on employee benefits is a priority. Pre-tax benefits, like health insurance and retirement plans, allow employees to contribute part of their salary before taxes, lowering their taxable income. This not only boosts employee satisfaction and retention but also reduces your payroll taxes, resulting in direct savings on FICA and other employment costs. Whether you're a small business or a government agency, offering these benefits is a smart way to enhance coverage while cutting costs.

Retirement plans & 401(K)

Offering a retirement plan is a powerful way to invest in your employees' future while boosting your business's success. For employees, these plans provide a sense of security, allowing them to grow their retirement savings tax-free with the added benefit of employer contributions. For businesses, it’s a win-win: not only do you attract and retain top talent, but you also enjoy significant tax advantages, improve employee satisfaction, and create a more motivated and engaged workforce. Providing a retirement plan is more than just a benefit—it’s a smart strategy for building a stronger, more competitive company.

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Your one-stop shop for all your business needs

What we offer

Major Medical Insurance

Affordable Comprehensive healthcare coverage, ensuring employees have access to essential medical services, including doctor visits, hospital stays, and preventive care.

Supplemental Insurance

Enhance your core health coverage by providing financial protection for unexpected medical events. From doctor visits and hospital stays to critical illness and disability coverage, we help employees stay protected without breaking the budget.

Dental & Ortho

Benefits for routine checkups, treatments, and eyewear to maintain oral and eye health.

Life Insurance

Provides employees with valuable financial security at an affordable rate.

Pre-Tax Savings

Premier Supplemental Benefits under Section 125 plans allow business owners to offer employees tax-free benefits like health insurance, reducing taxable income for both the employer and employees

Employee Discount Programs

A discount program that offers savings on various medical services, prescriptions, dental care, vision care, EAP, theme parks, entertainment, and more.

Retirement 401k

Tax-deferred retirement savings option, while also providing potential tax benefits and incentives for the business.

Payroll Services

Helps business owners manage employee wages, tax withholdings, and compliance with labor laws, ensuring accurate and timely compensation.

Pet Insurance

Helps cover veterinary expenses for illnesses, accidents, and routine care, providing pet owners with financial relief and peace of mind when managing their pet's healthcare costs.

Sexual Harassment Certification

Ensures business owners and employees are trained to recognize, prevent, and address inappropriate workplace behavior, promoting a safer and legally compliant environment.

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Like what you see? Get in touch to learn more.

Contact us 

info@cal-solutions.com | (323) 361 - 7270

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