Benefits Built For The Future
Small & Large Business Solutions
Can affordable employee insurance actually provide quality coverage?
We all want to save money on employee benefits. At Cal-Solutions, we also want you to feel confident that you're getting the coverage your team needs. So, when you're reviewing employee benefit options, how can you ensure you're choosing the right benefits at the best price? Consider enrolling in tax-saving programs and customized plans to maximize savings without reducing coverage.
Cal-Solutions offers a variety of options, and, yes, combining
multiple benefits is encouraged. Whether you're a small business or a government agency, who wouldn't love more affordable and comprehensive employee benefits?
Your one-stop shop for all your business needs
Medical and Supplemental plans
Offering a comprehensive benefits package has been proven to enhance employee loyalty, boost productivity, and strengthen your ability to attract and retain top talent—key elements for driving your company’s success.
When paired with supplemental benefits such as accident, cancer, short-term disability, dental, vision, hospital indemnity, long-term care, and maternity coverage, you provide employees with added security and peace of mind during life’s unexpected moments. These benefits not only help ease financial stress during hardship but also show your genuine commitment to their well-being and overall quality of life.
How do Pre-Tax plans provide my business savings?
We know saving on employee benefits is a priority. Pre-tax benefits, like health insurance and retirement plans, allow employees to contribute part of their salary before taxes, lowering their taxable income. This not only boosts employee satisfaction and retention but also reduces your payroll taxes, resulting in direct savings on FICA and other employment costs. Whether you're a small business or a government agency, offering these benefits is a smart way to enhance coverage while cutting costs.
Retirement plans & 401(K)
Offering a retirement plan is a powerful way to invest in your employees' future while boosting your business's success. For employees, these plans provide a sense of security, allowing them to grow their retirement savings tax-free with the added benefit of employer contributions. For businesses, it’s a win-win: not only do you attract and retain top talent, but you also enjoy significant tax advantages, improve employee satisfaction, and create a more motivated and engaged workforce. Providing a retirement plan is more than just a benefit—it’s a smart strategy for building a stronger, more competitive company.
What we offer
Major Medical Insurance
Affordable Comprehensive healthcare coverage, ensuring employees have access to essential medical services, including doctor visits, hospital stays, and preventive care.
Dental & Vision
Benefits for routine checkups, treatments, and eyewear to maintain oral and eye health.
Supplemental Benefits
Section 125
Premier Supplemental Benefits under Section 125 plans allow business owners to offer employees tax-free benefits like health insurance, reducing taxable income for both the employer and employees
Group Term & Whole Life
Provides employees with valuable financial security at an affordable rate.
Employee Discount Programs
A discount program that offers savings on various medical services, prescriptions, dental care, vision care, EAP, theme parks, entertainment, and more.
Pet Insurance
Helps cover veterinary expenses for illnesses, accidents, and routine care, providing pet owners with financial relief and peace of mind when managing their pet's healthcare costs.
401(K)
Tax-deferred retirement savings option, while also providing potential tax benefits and incentives for the business.
Sexual Harassment Certification
Ensures business owners and employees are trained to recognize, prevent, and address inappropriate workplace behavior, promoting a safer and legally compliant environment.
Payroll Services
Helps business owners manage employee wages, tax withholdings, and compliance with labor laws, ensuring accurate and timely compensation.
Employee benefits discounts & savings
Discover annual wellness benefits, exclusive discounts, and tax savings for your small business with Cal-Solutions.
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