Benefits Built For The Future
State of California &
Los Angeles County Employees
Looking to save on your current plans?
At Cal-Solutions, we understand the importance of saving on employee benefits while ensuring you receive the best coverage. That’s why we proudly offer California's most lowest rates. When it comes to choosing benefits, how can you be sure you're getting the best value? With our flexible, customizable plans, you can tailor coverage to meet your financial needs, and bundling benefits is always encouraged to maximize savings. As a valued state employee, why settle for less when you can access the most comprehensive benefits at the lowest rates in the state.
Don't qualify?
Have pre-existing conditions?
NO PROBLEM!
You can now have peace of mind by qualifying for coverage with no medical exams or health screenings required. You can secure the protection you need, regardless of your health status, with GUARANTEED APPROVAL. Additionally, with a six-month waiting period for pre-existing conditions, you'll enjoy a smooth transition into full coverage, knowing that after this brief period, you're fully protected.
Whether you're looking for financial security in case of an accident, critical illness, Cancer, whole Life with LTC, or hospital stay, these plans ensure that you're covered, giving you and your family the confidence to face the future without worry. Secure your peace of mind today!
Life Insurance with Long-Term Care
EXCLUSIVE GUARANTEED APPROVAL
Take advantage of exclusive coverage with no medical exams or health screenings required for approval. From day one, you’ll have full protection, offering security and peace of mind for you and your loved ones.
This plan provides lifelong financial security, covering everything from daily expenses to essential needs like hospital stays and long-term care. Long-term care is especially valuable as it supports you with daily activities if health challenges arise, like assistance with bathing, dressing, or eating, which standard health insurance typically doesn’t cover. Without this coverage, these expenses can quickly become overwhelming, potentially draining savings or placing a heavy financial burden on loved ones. By including long-term care, this plan not only protects your family’s financial stability but also helps preserve your quality of life.
With fixed premiums until age 100 and coverage lasting up to age 121, you can count on enduring protection. Enjoy the confidence of securing a stable future for yourself and your family, regardless of your health history.
A TRUE 24hr On-&-Off the
Job Disability Plan.
Our 24-Hour Disability Coverage offers complete protection, covering both physical and mental health-related disabilities, whether they occur at work or during personal time. If illness, injury, or a mental health condition like anxiety or depression leaves you unable to work, this plan provides a steady income stream to help cover your everyday expenses.
With no medical exams required and benefits paid directly to you, you can focus on recovery without worrying about bills piling up. Whether you're facing physical or mental health challenges, this plan ensures you're covered 24/7. Protect yourself and your family from the unexpected and secure your peace of mind today!
Wellness benefits for
the entire family.
While many plans offer multiple wellness benefits that can be claimed, such as routine checkups, immunizations, and cancer screenings, some plans allow claims up to four times per year. These wellness benefits help you save on out-of-pocket costs while prioritizing your well-being. This extensive coverage ensures you receive the care you need, providing both peace of mind and financial relief.
Retiring or leaving your State job?
Take your benefits with you!
With our portable plans, you can carry your coverage into retirement or your next career. Don’t leave your hard-earned security behind—ensure your protection continues, no matter where life takes you.
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